When planning for retirement, it is well known that the earliest you start saving, the better; however, it is never too late to get started and, even if you started late, there are some steps you can take to maximize your savings and the odds of being in good shape at retirement. Below are a […]Read More »
This is a question with as many answers as there are people to ask it. I usually recommend considering this option when a KP physician’s retirement assets and savings match one year of income. If you’re nearing this point, it’s probably time to consider whether or not you want to spend a few hours a […]Read More »
Financial Planning is an important component for everyone’s financial life. It is the key to achieving financial freedom and helps you see the “big picture,” when it comes to setting long- and short-term life goals and being on track to achieve them. A proper financial plan outlines your personal circumstances, objectives and risk tolerance; it […]Read More »
As the year begins to wind down we tend to focus on more immediate financial concerns—how much to spend on the kids, travel expenses—and less on the bigger picture. We have assembled a list of four quick things you can do to make sure that you start 2018 on the right financial note.Read More »
If you want to retire with confidence, have a plan. “As you near retirement age or even within a decade or so, it is time to start doing some serious financial planning,” said Larry Stein, CFA, author of Peace of Mind Investing. “Retiring with confidence is to develop a plan that makes sense, executing it, […]Read More »
Money is arguably the most personal subject there is and often elicits powerful emotions, particularly among spouses. Additionally, very few of us are taught how to manage our finances effectively leaving many couples avoid the subject entirely. However, avoiding something doesn’t make it better and won’t make it go away. Since this kind of approach, […]Read More »
At Eagle West we’re constantly engaged with other professionals to help better serve our KP Physician clients. We frequently meet with tax professionals and accountants and at a recent meeting we learned a very interesting strategy for saving toward your estimated tax payments.Read More »
We often have conversations with our client’s children, who are transitioning out of school, on how to get a grip on their student loans. Similarly, we frequently see households developing lifestyles above their financial means.Read More »
The Roth 401(k) allows the tax free growth of a Roth IRA, but with the higher limits of the 401k. In a Roth 401(k), income is taxable in the year it is earned, and income tax free in retirement, while income contributed to the traditional 401k version is not taxed as income when earned, but […]Read More »
Last year my wife (a Kaiser physician) and I remodeled our kitchen. We’d carefully saved for this expense and also had a healthy emergency fund we believed would cover any unfortunate surprises. Everything was going great until one day our contractor emerged from our crawl space with a grim expression and a whopper of an […]Read More »
Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Elevate and Eagle West are not affiliated with Cambridge.
This communication is strictly intended for individuals residing in the states of AK, AZ, CA , CO, FL, GA, HI, ID, MD, MI, MN, MO, MT, NV, NY, OR, TX, UT, VA, and WA.
No offers may be made or accepted from any resident outside the specific states referenced.
This represents a partial list of clients. They have not been compensated and were not selected based on duration, performance, account size.